Latest Posts

Why I Finally Applied For The AAdvantage Aviator Red Card

Well, over the weekend I strangely decided to apply for the AAdvantage Aviator Red card from Barclaycard. This is interesting because before this past week I hadn’t paid this card much attention. I didn’t really see the point of carrying it. Then, I started to look closely at my spending habits and realized there may…
A General Issue With Metal Credit Cards

Metal credit cards are all the rage these days. Cards from the American Express Centurion card all the way down to the Chase Sapphire Preferred card now come in a sleek metal version. While I initially thought metal card were “neat” I’m quickly starting to prefer standard plastic cards. There are a few different reasons…
New: Uber Visa Credit Card From Barclaycard

Well, in one of the bigger surprises of the year, Uber and Barclaycard have teamed up to offer an Uber co-branded credit card. Apparently there have been rumors about this card for months now, but I’m still shocked to see such a unique pairing. When I first heard of the new Uber Visa card from Barclaycard…
United MileagePlus Explorer Card Introduces Digital Club Passes

I’ve already gained a ton of value from my United MIleagePlus Explorer card. I opened the card because of an enticing 70,000 MileagePlus mile sign-up offer, but have decided to keep the card open for now. I’ve decided to keep the card open because I believe I get enough value from the card to justify…
Using Membership Rewards Points To Purchase Merchandise

There are so many different ways to use American Express Membership Rewards points it’s often confusing to understand which redemptions are best. Most ‘experts’ will tell you to transfer points to a loyalty program. By transferring Membership Rewards to a partner loyalty program you’ll most likely get maximum value from your points. When using points…
Major Credit Card Issuer’s Application Restrictions 2017

Credit cards are more popular than ever. In years past, most consumers only carried a single credit card. The select few carried two; an American Express charge card and a more widely accepted card. Over time however more and more people carry credit cards. This created an interesting problem that didn’t exist years ago. The…
Earn Extra Ultimate Rewards Points With Apple Pay

It’s nice to know people at Chase are reading this blog and making changes accordingly. Yesterday I wrote about a confusing email from Chase regarding the ability to earn 3X Ultimate Rewards points from Apple Pay purchases. The email confused me because it only reminded me that I could earn 3X points on travel and…
How To Use Marriott Free Night Certificates

I have a rather embarrassing confession to make. Until today, I’ve never used the Marriott free night certificate offered by the Marriott Rewards Premier credit card! While I realize this is a huge mistake, I really haven’t had a good chase to use them. In the past I was traveling so much for work that…
Earn 3X Ultimate Rewards Points With Apple Pay

A few weeks ago I received a rather interesting email from Chase. The subject of the email simply said “Convenient way to earn 3x points.” Within the email was a simple message from Chase. The message informed me of the ability to earn 3X UR points when using Apple Pay at select merchants. Specifically, when…
Earn 5X Citi ThankYou Points At Department Stores

No the title is not a typo and I didn’t mean to say Chase Ultimate Rewards points. Citi recently shocked customers by announcing a new offer for the 4th quarter of 2017. The offer, which is similar to Chase, is for Citi ThankYou Premier card holders to earn 5X ThankYou points at department stores. Specifically…