Latest Posts

What’s In My Wallet – January 2021

And just like that, another year is in the books. Hard to believe how much fun and exciting 2020 was. In total, I did about 138 miles walking around my apartment in 2020 and I’ll hopefully do a few more this year! In all seriousness, 2020 was an odd year that completely changed all of…
How I Plan To Use The American Express Airline of Choice Benefit In 2021

Whenever someone asks me for a credit card recommendation, I typically start with the American Express Platinum card. I love the Platinum Card because it offers a ton of value for simply paying the annual fee. These benefits include lounge access, hotel status, and access to the Amex Fine Hotels and Resorts program. All of…
The Most Valuable Amex Membership Reward Point

In the world of miles and points, everyone is always trying to achieve maximum value. In fact, all over the internet you have people writing blogs, much like this one (except much more popular), about their conquests. Over the years I’ve seen some pretty incredible values and even managed a few great redemptions myself. However,…
Is The American Express Gold Card Worth It?

In October 2018, American Express made some rather drastic changes to its flagship Gold card. With those changes, the Gold card became a real contender in the premium credit card arena. With the re-launch, Amex made changes to help the card compete directly with the Chase Sapphire Reserve card, but at a much lower price.…
Never Miss A Credit Card Payment Again

A few days ago I wrote about how I missed a credit card payment for the first time. In that post, linked here, I explained the series of events that resulted in my first missed credit card payment. However, from that experience I learned that I didn’t have payment reminder emails setup on my Citi…
I Missed A Credit Card Payment For The First Time

I opened my first credit card account in 2010 while I was still in college. Prior to that, I paid for everything with either cash or a debit card. Looking back, I always get frustrated thinking about all of the points and miles I missed out on back then. Anyway, since opening that first credit…
A Note About High Yield Savings Accounts Opening An American Express High Yield Savings Account Reminder: Check The Points Earning On Credit Card Transactions

Over the past few months, I’ve seen a complete change in my spending habits. For about the past three years my largest monthly expenses have been airfare, transportation, and dining out. However, with the statewide lockdown due to COVID-19, my spending habits have changed dramatically. With that change, I still want to try to earn…
The Credit Cards Currently In My Wallet Are A Bit Strange

Well, I’m about 3 weeks into social distancing, or isolation, or quarantine, or whatever else you want to call it and things are starting to get weird. With the COVID-19 pandemic hitting the United States and much of the world right now, things are looking a lot different then they were just a few weeks…