Latest Posts

New Bank Of America Premium Rewards Benefits Overview

Bank of America made headlines today by announcing their version of a premium travel rewards credit card. The Bank of America Premium Rewards credit card is the newest card offered from the bank. A link to the product page can be found here. Although the name implies the card competes directly with other ‘premium’ travel…
Bank of America BankAmericard Cash Rewards Benefits Overview

Several years ago, when I tried to open my first credit card, only Bank of America accepted my application. At the time I had absolutely no credit. My only option was to open the BankAmericard for Students. The card is intended to help students with limited credit history build credit. Additionally, a low APR to…
BankAmericard Travel Rewards vs. Cash Rewards

Kicking off Credit Card madness let’s start by reviewing two cards from Bank of America. Today, the BankAmericard Travel Rewards card faces off against the BankAmericard Cash Rewards card. Both cards share several benefits and come without an annual fee. However, one is a pure cash back card while the other offers a unique travel rewards program. We’ll…
Please Stop Using Debit Cards

Anytime I am checking out at a convince store, paying for gas, or buying groceries I notice people using cash or debit cards to make purchases. I really do not understand why anyone would pay for something using a debit card anymore. It does not make sense. When using a debit card you are missing out on potential benefits offered from using a credit card.…