Latest Posts

United MileagePlus Explorer Card Introduces Digital Club Passes

I’ve already gained a ton of value from my United MIleagePlus Explorer card. I opened the card because of an enticing 70,000 MileagePlus mile sign-up offer, but have decided to keep the card open for now. I’ve decided to keep the card open because I believe I get enough value from the card to justify…
Major Credit Card Issuer’s Application Restrictions 2017

Credit cards are more popular than ever. In years past, most consumers only carried a single credit card. The select few carried two; an American Express charge card and a more widely accepted card. Over time however more and more people carry credit cards. This created an interesting problem that didn’t exist years ago. The…
Earn Extra Ultimate Rewards Points With Apple Pay

It’s nice to know people at Chase are reading this blog and making changes accordingly. Yesterday I wrote about a confusing email from Chase regarding the ability to earn 3X Ultimate Rewards points from Apple Pay purchases. The email confused me because it only reminded me that I could earn 3X points on travel and…
Earn 3X Ultimate Rewards Points With Apple Pay

A few weeks ago I received a rather interesting email from Chase. The subject of the email simply said “Convenient way to earn 3x points.” Within the email was a simple message from Chase. The message informed me of the ability to earn 3X UR points when using Apple Pay at select merchants. Specifically, when…
Earn 5X Ultimate Rewards Points At Department Stores

It’s officially the 4th quarter which means the Chase Freedom 4th quarter bonus category is now live! For Q4 2017 the Chase Freedom 5X bonus is on purchases at Department Stores and Walmart. That’s great news, especially considering most of us spend a lot of time in department stores during the holidays. It’s also great…
Refer Friends To Chase Cards Via The Mobile App

After opening a credit card and earning a massive sign-up bonus it’s often difficult to earn large sums of points. Once you earn the initial sign-up bonus, most future points come from annual spending. Occasionally you can request a retention offer from a card issuer, but those offers seem to shrink year after year. Overall…
Activate The Chase Freedom Q4 2017 5% Bonus Now

It’s no secret that the Chase Freedom card is quickly becoming one of the most valuable cards in my wallet. At face value the card is a simple 1% cash back credit card, but it’s actually so much more. While the card offers 1% on all purchases annually, it also offers 5% cash back on…
My Chase Freedom Card Finally Arrived!

Yep, Christmas came early this year! A few days ago my long awaited Chase Freedom card arrived in the mail. Even better, the card Chase sent me featured the new updated design. As I’m sure you can tell by now, I’m excited to finally have a Chase Freedom card in my possession. I’ve wanted a…
Chase Sapphire Preferred Conversion To Chase Freedom

It’s official! After months of trying to convert my Chase Sapphire Preferred to the Chase Freedom card I finally have a Chase Freedom account. In theory this product conversion from the Chase Sapphire Preferred to the Chase Freedom should have been easy. In the end the actual conversion was easy, but there have been a…
The Most Underrated Chase Sapphire Reserve Benefit

It’s crazy to think I’ve had the Chase Sapphire Reserve card for a full year. Oh and what a year it’s been. Thanks to the crazy 100,000 points sign-up bonus I flew Lufthansa First Class from Frankfurt to Newark for just $180. That was a truly incredible experience and one that I’d love to have…