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And just like that, another year is in the books. Hard to believe how much fun and exciting 2020 was. In total, I did about 138 miles walking around my apartment in 2020 and I’ll hopefully do a few more this year! In all seriousness, 2020 was an odd year that completely changed all of…
To end 2020 I sat down and evaluated my credit card accounts. I wanted to make sure that I had the most rewarding cards in my wallet for 2021 based on my 2020 spend. Sure, I’d like to see my travel spending increase again, but I don’t see that happening for a few more moths.…
Over the past few months I’ve spent quite a bit of time reviewing my spending habits and evaluating the credit cards in my wallet. What I found is that while staying home, my spending habits changed considerably. Furthermore, I discovered that I just wan’t getting much value from a few of my card accounts. Ultimately,…
A few weeks ago I wrote a post about the Chase Freedom Unlimited card. In that post I spent a few paragraphs explaining why I didn’t personally think the Chase Freedom Unlimited card was worth carrying. However, in that post I discussed the situations where I thought the card did make sense to have. Well,…
Since my friends and family know that I love credit cards, I’m routinely asked for recommendations. Sometimes the question is open ended without a card in mind. When this is the case, I’m sincerely sorry for the 1 hour conversation about credit cards that follows. Instead, those smart enough to want to avoid said lectures,…
As I’ve discussed several times on this blog before, the Chase Freedom is among my favorite credit cards available today. Still, with that being said, it’s not a card I actually use all that often. In fact, in a given year I’ll typically only put a total of $6,000 of spend on the card. The…
A few days ago I wrote about how I missed a credit card payment for the first time. In that post, linked here, I explained the series of events that resulted in my first missed credit card payment. However, from that experience I learned that I didn’t have payment reminder emails setup on my Citi…
Over the past few weeks credit card issuers have been making adjustments to their most popular rewards credit cards. These changes are, of course, in response to the COVID-19 pandemic. After all, card holders aren’t getting much value from rewards cards tailored for travel and dining while sitting at home. Because these cards aren’t offering…
While staying at home during the COVID-19 pandemic, many of us are paying for credit card benefits that we aren’t using. These unused benefits include anything from bonus point earning spending, to airport lounge access, and even complimentary elite status. With these card benefits going unused, the decision to pay an annual fee becomes much…
With many of us sheltering in place during the COVID-19 pandemic there has been a large shift in counsmer spending. People are no longer spending money on airfare, hotels, and travel and are instead spending on groceries and other random impulse purchases from the internet. With that change, many of the card benefits offered from…
