Latest Posts

It Might Be Time To Revisit The Citi Prestige Card

The past few years have been confusing to say the least. Back in 2014 I began a job in which I was traveling at least 50% of the time, often more. Back then I’d often find myself sitting in loud and crowded gate area waiting for my flight. During a particularly long delay I became…
Is It Time To Close The Chase Sapphire Reserve?

With the start of each New Year I like to sit back and come up with a plan for the upcoming year. This plan includes which hotels should I remain loyal to, which airlines should I fly, and most importantly, which annual fee credit cards are worth keeping. I’m pretty happy with my current portfolio…
Major Credit Card Issuer’s Application Restrictions 2017

Credit cards are more popular than ever. In years past, most consumers only carried a single credit card. The select few carried two; an American Express charge card and a more widely accepted card. Over time however more and more people carry credit cards. This created an interesting problem that didn’t exist years ago. The…
Earn 5X Citi ThankYou Points At Department Stores

No the title is not a typo and I didn’t mean to say Chase Ultimate Rewards points. Citi recently shocked customers by announcing a new offer for the 4th quarter of 2017. The offer, which is similar to Chase, is for Citi ThankYou Premier card holders to earn 5X ThankYou points at department stores. Specifically…
‘Improved’ Metal Citi Prestige Card

At this point you may realize that the Citi Prestige is was my favorite credit card of all time. When I first converted my Citi Executive AAdvantage card to the Citi Prestige I couldn’t have been more excited. With the new Citi Prestige card I retained Admirals Club access while earning flexible ThankYou points. The old…
Why I Avoided The 60,000 Mile AAdvantage Credit Cards

Today marks the end of the increased credit card sign up offers from Citi on select AAdvantage cards. Specifically the Citi AAdvantage Platinum Select and CitiBusiness AAdvantage Platinum Select cards. Citi was offering 60,000 AAdvantage miles after spending just $3,000 within the first 90 days for both cards. Both cards come with a $95 annual…
Keep, Cancel, or Downgrade The Citi Prestige Card

Citi Prestige card holders are in for a rough summer. On July 23, 2017 my once favorite credit card is losing some of the card’s best benefits. For starters, Citi is cutting ties with American Airlines. In July Citi is revoking Admiral’s Club access from the primary card holder. Additionally, Citi is reducing the redemption…
My Citi Prestige Downgrade Saga Continues

I didn’t realize just how frustrating downgrading the Citi Prestige card to the Citi ThankYou Premier card would be. Everything seemed straightforward when I started the process, but now more than 30 days following the downgrade call, the process is still not complete. Don’t get me wrong, call to downgrade my Citi Prestige call was…
Goodbye Citi Prestige Card – A Tribute

Update 07/17/17: Citi recently announced further improvements to the Citi Prestige card which I discuss here. After July 23, 2017 Citi Prestige card holders can book the 4th night free benefit online, Citi is introducing an increased sign-up bonus, and card holders can redeem ThankYou points for cash. Further new applicants will receive the new…
My Citi Prestige Downgrade Call

The decision to downgrade my Citi Prestige card is one that I don’t take lightly. The Citi Prestige card is one of my favorite cards in my wallet today. Access to Priority Pass and Admirals Club lounges, the 4th night free benefit, and the $250 Airline credit all make the card worth carrying. Sadly, Citi is…