Latest Posts

Is It Finally Time To Reconsider The Citi Prestige Card?

I’ve had quite the history with the Citi Prestige card over the past few years. That history began a few years ago when I product changed from the Citi AAdvantage Executive card to the Citi Prestige card. I product changed to the Citi Prestige card because the card’s benefits included Admirals Club access, but also…
What’s In My Wallet And Why: January 2019

As another year begins I think it’s time to once again check-in and do an overview of My Wallet. As competition among credit card issuers heat up I think it’s important to look at the cards I carry to see if there are better options available. So, after going through the cards currently in my…
Current Lineup Of American Airlines Credit Cards

The other day when I was writing about why I’m not going to upgrade to the Barclays AAdvantage Aviator Silver card when I realized something. Spoiler Alert: I Upgraded. When writing that post it finally hit me just how many AAdvantage credit cards there are. Given how many cards are available I thought I’d quickly go through…
How To Change Your Credit Card Due Date

One of the absolute hardest things to do when maintaining multiple credit cards is keeping all of your payments in order. Missing just a single payment will cause a negative impact to your credit and you don’t want that in case an attractive card offer comes along. There are many ways people track credit card…
Act Fast: Citi ThankYou Premier 50,000 Point Sign-Up Bonus

The Citi ThankYou Premier card is among my favorite credit cards in my wallet today. I’d argue it’s the single best all around points earning credit card out there. The card comes with a great points earning structure which most people should find easy to maximize. For this reason, whenever anyone asks me for a…
It Might Be Time To Revisit The Citi Prestige Card

The past few years have been confusing to say the least. Back in 2014 I began a job in which I was traveling at least 50% of the time, often more. Back then I’d often find myself sitting in loud and crowded gate area waiting for my flight. During a particularly long delay I became…
Is It Time To Close The Chase Sapphire Reserve?

With the start of each New Year I like to sit back and come up with a plan for the upcoming year. This plan includes which hotels should I remain loyal to, which airlines should I fly, and most importantly, which annual fee credit cards are worth keeping. I’m pretty happy with my current portfolio…
Major Credit Card Issuer’s Application Restrictions 2017

Credit cards are more popular than ever. In years past, most consumers only carried a single credit card. The select few carried two; an American Express charge card and a more widely accepted card. Over time however more and more people carry credit cards. This created an interesting problem that didn’t exist years ago. The…
Earn 5X Citi ThankYou Points At Department Stores

No the title is not a typo and I didn’t mean to say Chase Ultimate Rewards points. Citi recently shocked customers by announcing a new offer for the 4th quarter of 2017. The offer, which is similar to Chase, is for Citi ThankYou Premier card holders to earn 5X ThankYou points at department stores. Specifically…
‘Improved’ Metal Citi Prestige Card

At this point you may realize that the Citi Prestige is was my favorite credit card of all time. When I first converted my Citi Executive AAdvantage card to the Citi Prestige I couldn’t have been more excited. With the new Citi Prestige card I retained Admirals Club access while earning flexible ThankYou points. The old…