Latest Posts

Please Don’t Use Chase Ultimate Rewards Points At Apple

The other day I saw a rather interesting email from Chase regarding my Sapphire Reserve card. It was a standard marketing email, but one that caught my eye. It caught my eye because it was promoting a use of points that I would never advise and one that is typically a terrible value. That is,…
WOW: Chase Freedom Unlimited Now Offers 3% Cash Back – Limited Time

There is no doubt about it, for the past few years Chase has been the absolute leader in consumer credit cards. I can’t think of another card issuer out there that offers such a well-rounded group of credit cards that offer mass appeal. Specifically, Chase has done an excellent job marketing their Chase Freedom and…
Chase Introduces Chase Offers For Sapphire Customers

There’s no doubt that the Chase Sapphire Reserve card has been dropping in popularity since its debut in 2016. It’s not that the card isn’t good anymore, but rather other card issuers have beefed up their benefits. Over the past two years we’ve seen card issuers add 3X, 4X and even 5X points categories to…
Activate The Chase Freedom Q3’18 Bonus Category Now

By far the most unique card in my wallet today is the Chase Freedom card. I say the card is unique because unlike other cards, the bonus point categories change each quarter. Most cards offer 2X or 3X points on certain purchases year-round. However, the Chase Freedom card offers 5X points on certain purchases each…
Earn 5X Ultimate Rewards Points On Apple Pay Purchases

While this may surprise you, one of my favorite credit cards in my wallet today is the Chase Freedom card. I say this may surprise you because at face value the card isn’t that appealing. The card is a no annual fee 1% cash back card with limited benefits. However, the card also offers 5%…
Activate The Chase Freedom 5% Q1 2018 Bonus Now

It’s no secret that I’m a huge fan of the no annual fee Chase Freedom card. In fact, I think it’s one of the best no annual fee credit cards on the market. While the card is plenty great by itself, pairing it with a Chase Ultimate Rewards card, such as the Chase Sapphire Preferred…
Earn 5X Ultimate Rewards Points At Department Stores

It’s officially the 4th quarter which means the Chase Freedom 4th quarter bonus category is now live! For Q4 2017 the Chase Freedom 5X bonus is on purchases at Department Stores and Walmart. That’s great news, especially considering most of us spend a lot of time in department stores during the holidays. It’s also great…
Refer Friends To Chase Cards Via The Mobile App

After opening a credit card and earning a massive sign-up bonus it’s often difficult to earn large sums of points. Once you earn the initial sign-up bonus, most future points come from annual spending. Occasionally you can request a retention offer from a card issuer, but those offers seem to shrink year after year. Overall…
Chase Sapphire Preferred Conversion To Chase Freedom

It’s official! After months of trying to convert my Chase Sapphire Preferred to the Chase Freedom card I finally have a Chase Freedom account. In theory this product conversion from the Chase Sapphire Preferred to the Chase Freedom should have been easy. In the end the actual conversion was easy, but there have been a…
No Annual Fee Chase Sapphire Benefits

A little over a week ago I downgraded my Chase Sapphire Preferred card. Because my account is less than one year old my only option was to downgrade to the no annual fee Chase Sapphire card. I wanted to convert to the Chase Freedom card, but was unable due to the age of my account.…