Latest Posts

Avoid Paying The Chase Sapphire Preferred Annual Fee

One of the most difficult decisions of maintaining multiple credit cards is whether or not to pay a cards annual fee. Some cards, such as the Marriott Rewards Premier card, carry low annual fees which are easy to justify paying for year after year. Others, such as the Luxury Card Gold Card, are much more difficult…
Keep, Cancel, or Downgrade The Citi Prestige Card

Citi Prestige card holders are in for a rough summer. On July 23, 2017 my once favorite credit card is losing some of the card’s best benefits. For starters, Citi is cutting ties with American Airlines. In July Citi is revoking Admiral’s Club access from the primary card holder. Additionally, Citi is reducing the redemption…
Should You Sign Up For AAdvantage Dining?

Dining programs are often the most easily overlooked way to earn extra miles or points. Most dining rewards programs are free and easy to use. Anyone new to miles and points game should definitely look into their preferred reward program’s dining program. For this example I’ll review the AAdvantage Dining program, but most dining rewards…
Targeted: United MileagePlus Explorer 70K Mile Bonus

For the past few weeks I’ve been considering adding a new card to my wallet. There are many great cards on the market today thanks to increased competition among card issuers. After a ton of comparing various cards I’ve basically narrowed it down to two very different cards. One being the Chase Ink Plus card and…
Register Now For the 2017 Marriott Megabonus!

It’s Marriott Megabonus season again! Marriott recently introduced this year’s Megabonus promotion. This year Marriott Rewards members who register by August 30, 2017 will earn 2,000 bonus points per stay starting with the second stay. Additionally, registered members will earn 2,000 bonus points per Marriott brand starting with the second brand. The 2017 Marriott Megabonus…
US Bank Altitude Reserve Card Overview

Today the premium credit card space became a little more crowded thanks to the US Bank Altitude Reserve credit card. Rumors of a new premium card from US Bank surfaced just a few weeks ago which US Bank confirmed a week ago. Today the application page went live on US Bank’s website. At face value the…
How I Got Into The Credit Card Points Hobby

I’ve always done things a bit differently than others. Starting out in the credit card, miles, and points games was no exception. One of the biggest mistakes I made in college was not opening a credit card. Heck, I wish I opened one even earlier, but you get the idea. I think back to all…
Goodbye Citi Prestige Card – A Tribute

Update 07/17/17: Citi recently announced further improvements to the Citi Prestige card which I discuss here. After July 23, 2017 Citi Prestige card holders can book the 4th night free benefit online, Citi is introducing an increased sign-up bonus, and card holders can redeem ThankYou points for cash. Further new applicants will receive the new…
My Citi Prestige Downgrade Call

The decision to downgrade my Citi Prestige card is one that I don’t take lightly. The Citi Prestige card is one of my favorite cards in my wallet today. Access to Priority Pass and Admirals Club lounges, the 4th night free benefit, and the $250 Airline credit all make the card worth carrying. Sadly, Citi is…
Chase Sapphire Preferred vs. Citi ThankYou Premier

Since March Madness is finally upon us I figured it’s a great time to continue with another edition of Credit Card Madness. Today’s match-up features two very competitive credit cards. Both earn valuable rewards points, both come with a $95 annual fee, and both offer lucrative bonus spending categories. Clearly I’m talking about the Chase Sapphire…