To end 2020 I sat down and evaluated my credit card accounts. I wanted to make sure that I had the most rewarding cards in my wallet for 2021 based on my 2020 spend. Sure, I’d like to see my travel spending increase again, but I don’t see that happening for a few more moths.…
As I’ve discussed several times on this blog before, the Chase Freedom is among my favorite credit cards available today. Still, with that being said, it’s not a card I actually use all that often. In fact, in a given year I’ll typically only put a total of $6,000 of spend on the card. The…
With everyone staying home during the COVID-19 pandemic, it’s been interesting to see how brands respond. From airlines we’ve seen added flexibility to otherwise inflexible fares. We’ve also seen certain restaurant chains giving out free meals to those in need and front-line workers. Banks have even offered to defer certain term loan payments to help…
As I’ve discussed several times before, when it comes to credit cards, I tend to focus on credit cards that earn rewards points. I find that I personally get better value from rewards points then I would from cash back. So, for me, I primarily open and use credit cards that earn flexible rewards points.…
Earlier this month, Chase made some fairly significant changes to the ever popular Chase Sapphire Reserve card. Those changes included an increased annual fee, a new Lyft partnership, and a new DoorDash benefit. Specifically, Chase Sapphire Reserve card holders now receive a complimentary DoorDash DashPass membership until the end of 2021. It seems those changes…
It seems 2020 is going to finally be the year of contactless credit cards. With the arrival of my new Chase Freedom card, nearly every card in my wallet is now contactless. That’s a great thing too because I never enjoyed using chip credit cards. The whole concept of inserting a card for far too…
Over the past few years one of the things I’ve seen take off in the world of credit cards and credit card points is pairing. That is, pairing certain cards from the same issuer to maximize points earning potential on all of your spending. This is possible because card issuers now allow card holders to…
Anyone familiar with American Express credit cards should be familiar with the Amex Offers program. Amex Offers are basically coupons that you can add to your credit card which are redeemed when you complete a qualifying activity. A great example of an Amex offer is $50 off a $350 purchase at Cole Haan. That’s one…
I’ve written about the Chase Freedom card several times over the past few years. It’s a card that I’ve carried for just over two years now, but don’t actually use all that often. Because I rarely use the card, I don’t actually get much value from it annually. However, I’ll most likely never close the…
I’ve written about this several times before, but of all the credit cards in my wallet, the Chase Freedom card offers the most value… some of the time time. See, at face value the Chase Freedom card is simply a 1% Cash Back credit card. Which doesn’t seem that great. However, every quarter, the Chase…
