Latest Posts

My New Chase Freedom Contactless Card Arrived

It seems 2020 is going to finally be the year of contactless credit cards. With the arrival of my new Chase Freedom card, nearly every card in my wallet is now contactless. That’s a great thing too because I never enjoyed using chip credit cards. The whole concept of inserting a card for far too…
Activate The Chase Freedom Q1’20 Bonus Category Now

Over the past few years one of the things I’ve seen take off in the world of credit cards and credit card points is pairing. That is, pairing certain cards from the same issuer to maximize points earning potential on all of your spending. This is possible because card issuers now allow card holders to…
Chase Sapphire Reserve Annual Fee Increasing To $550

It’s hard to believe that the Chase Sapphire Reserve card has been around since September 2016. When Chase first introduced the Sapphire Reserve it was easily the best all-around rewards credit card available. It offered 3X points on travel and dining and came with a massive 100,000 Ultimate Reward point sign-up bonus. For that, the…
My Credit Card Strategy For 2020 And Beyond

As professional sports team managers famously say to the press, this past year was a bit of a rebuilding year. What I mean by that is that this past year I focused on maximizing the credit cards I already carried vs. opening new ones and changing strategies. In doing this I was able to easily…
Don’t Forget About Chase Offers!

Anyone familiar with American Express credit cards should be familiar with the Amex Offers program. Amex Offers are basically coupons that you can add to your credit card which are redeemed when you complete a qualifying activity. A great example of an Amex offer is $50 off a $350 purchase at Cole Haan. That’s one…
The New Best Credit Card Combination?

Ah, the illusive perfect credit card combination. For those new to the world of miles and points, the idea of carrying multiple credit cards might be confusing. Especially when two of those cards come from the same issuer and offer, what appear to be, similar benefits. However, by pairing certain credit cards you can actually…
My Chase Sapphire Reserve Mid-Year Rewards Summary

Back in late August I received an email from Chase. The email outlined my mid-year rewards summary with the Chase Sapphire Reserve card. Now, the Chase Sapphire Reserve credit card was my “go-to” credit card for a pretty long time. In fact, I used little else from when Chase first released the card in 2016…
Activate The Chase Freedom Q4’19 Bonus Category Now

I’ve written about the Chase Freedom card several times over the past few years. It’s a card that I’ve carried for just over two years now, but don’t actually use all that often. Because I rarely use the card, I don’t actually get much value from it annually. However, I’ll most likely never close the…
Have I Been Using United MileagePlus Miles Wrong This Whole Time!?

As many of you may know, I don’t fly United Airlines or Star Alliance partners all that often. Instead, I stick to American Airlines and the OneWorld Alliance. Because I rarely fly United, I have a fairly difficult time earning United MileagePlus miles. Sure, I’m earning plenty of American AAdvantage miles so don’t feel too…
Activate The Chase Freedom 5% Q2’19 Bonus Now

I’ve written about this several times before, but of all the credit cards in my wallet, the Chase Freedom card offers the most value… some of the time time. See, at face value the Chase Freedom card is simply a 1% Cash Back credit card. Which doesn’t seem that great. However, every quarter, the Chase…