Latest Posts

Earn 5X Ultimate Rewards Points On Apple Pay Purchases

While this may surprise you, one of my favorite credit cards in my wallet today is the Chase Freedom card. I say this may surprise you because at face value the card isn’t that appealing. The card is a no annual fee 1% cash back card with limited benefits. However, the card also offers 5%…
When Does The Marriott Rewards Premier Free Night Certificate Post?

One of my favorite credit cards in my wallet today is the Chase Marriott Rewards Premier card. In fact, a few weeks ago I wrote about how I don’t think I’ll ever close this card. However, unlike most of my credit cards, the Marriott Rewards Premier card rarely sees the light of day. That’s because…
Is It Time To Close The Chase Sapphire Reserve?

With the start of each New Year I like to sit back and come up with a plan for the upcoming year. This plan includes which hotels should I remain loyal to, which airlines should I fly, and most importantly, which annual fee credit cards are worth keeping. I’m pretty happy with my current portfolio…
Activate The Chase Freedom 5% Q1 2018 Bonus Now

It’s no secret that I’m a huge fan of the no annual fee Chase Freedom card. In fact, I think it’s one of the best no annual fee credit cards on the market. While the card is plenty great by itself, pairing it with a Chase Ultimate Rewards card, such as the Chase Sapphire Preferred…
United MileagePlus Explorer Card Introduces Digital Club Passes

I’ve already gained a ton of value from my United MIleagePlus Explorer card. I opened the card because of an enticing 70,000 MileagePlus mile sign-up offer, but have decided to keep the card open for now. I’ve decided to keep the card open because I believe I get enough value from the card to justify…
Major Credit Card Issuer’s Application Restrictions 2017

Credit cards are more popular than ever. In years past, most consumers only carried a single credit card. The select few carried two; an American Express charge card and a more widely accepted card. Over time however more and more people carry credit cards. This created an interesting problem that didn’t exist years ago. The…
Earn Extra Ultimate Rewards Points With Apple Pay

It’s nice to know people at Chase are reading this blog and making changes accordingly. Yesterday I wrote about a confusing email from Chase regarding the ability to earn 3X Ultimate Rewards points from Apple Pay purchases. The email confused me because it only reminded me that I could earn 3X points on travel and…
Earn 3X Ultimate Rewards Points With Apple Pay

A few weeks ago I received a rather interesting email from Chase. The subject of the email simply said “Convenient way to earn 3x points.” Within the email was a simple message from Chase. The message informed me of the ability to earn 3X UR points when using Apple Pay at select merchants. Specifically, when…
Earn 5X Ultimate Rewards Points At Department Stores

It’s officially the 4th quarter which means the Chase Freedom 4th quarter bonus category is now live! For Q4 2017 the Chase Freedom 5X bonus is on purchases at Department Stores and Walmart. That’s great news, especially considering most of us spend a lot of time in department stores during the holidays. It’s also great…
Refer Friends To Chase Cards Via The Mobile App

After opening a credit card and earning a massive sign-up bonus it’s often difficult to earn large sums of points. Once you earn the initial sign-up bonus, most future points come from annual spending. Occasionally you can request a retention offer from a card issuer, but those offers seem to shrink year after year. Overall…