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And just like that, another year is in the books. Hard to believe how much fun and exciting 2020 was. In total, I did about 138 miles walking around my apartment in 2020 and I’ll hopefully do a few more this year! In all seriousness, 2020 was an odd year that completely changed all of…
A few days ago I wrote about how I missed a credit card payment for the first time. In that post, linked here, I explained the series of events that resulted in my first missed credit card payment. However, from that experience I learned that I didn’t have payment reminder emails setup on my Citi…
I opened my first credit card account in 2010 while I was still in college. Prior to that, I paid for everything with either cash or a debit card. Looking back, I always get frustrated thinking about all of the points and miles I missed out on back then. Anyway, since opening that first credit…
Citi crafted the Citi Prestige card with one thing in mind; travel. Nearly all of the cards benefits are centered around traveling. Most notably, the Citi Prestige card offers 5X points on airfare and dining, a $250 annual travel credit, the 4th hotel night free benefit, and the obligatory Priority Pass select membership. All of…
Over the past few months, I’ve seen a complete change in my spending habits. For about the past three years my largest monthly expenses have been airfare, transportation, and dining out. However, with the statewide lockdown due to COVID-19, my spending habits have changed dramatically. With that change, I still want to try to earn…
One of the hardest parts of the world of points and miles is knowing which card to use in each scenario. As it stands today, there isn’t just a single credit card that offers the “best” return across all categories. Instead, points addicts usually maintain well over 10 credit card accounts to maximize value in…
There’s no doubt that for the past few years, Chase and American Express have dominated the rewards credit card market here in the United States. Chase obviously started things off with the introduction of the Chase Sapphire Reserve card. That card helped bring high-end rewards credit cards to the masses. Next, Amex refreshed its ever…
A few days ago I wrote a post about why I almost always request expedited delivery of credit cards. That post centered around my new Citi Double Cash card which became lost in the mail. After about a month of waiting I decided to call Citi and request another new card. With this request I…
Well, I’m about 3 weeks into social distancing, or isolation, or quarantine, or whatever else you want to call it and things are starting to get weird. With the COVID-19 pandemic hitting the United States and much of the world right now, things are looking a lot different then they were just a few weeks…
Ah the joy of getting a new credit card. Whether it’s a brand new card that you just applied for or a replacement card for a lost or stolen card, there’s always a level of excitement in receiving a fresh piece of plastic. I’m exaggerating a bit of course, but I do quite enjoy receiving…
