Latest Posts

Why I Avoided The 60,000 Mile AAdvantage Credit Cards

Today marks the end of the increased credit card sign up offers from Citi on select AAdvantage cards. Specifically the Citi AAdvantage Platinum Select and CitiBusiness AAdvantage Platinum Select cards. Citi was offering 60,000 AAdvantage miles after spending just $3,000 within the first 90 days for both cards. Both cards come with a $95 annual…
Keep, Cancel, or Downgrade The Citi Prestige Card

Citi Prestige card holders are in for a rough summer. On July 23, 2017 my once favorite credit card is losing some of the card’s best benefits. For starters, Citi is cutting ties with American Airlines. In July Citi is revoking Admiral’s Club access from the primary card holder. Additionally, Citi is reducing the redemption…
My Citi Prestige Downgrade Saga Continues

I didn’t realize just how frustrating downgrading the Citi Prestige card to the Citi ThankYou Premier card would be. Everything seemed straightforward when I started the process, but now more than 30 days following the downgrade call, the process is still not complete. Don’t get me wrong, call to downgrade my Citi Prestige call was…
Goodbye Citi Prestige Card – A Tribute

Update 07/17/17: Citi recently announced further improvements to the Citi Prestige card which I discuss here. After July 23, 2017 Citi Prestige card holders can book the 4th night free benefit online, Citi is introducing an increased sign-up bonus, and card holders can redeem ThankYou points for cash. Further new applicants will receive the new…
My Citi Prestige Downgrade Call

The decision to downgrade my Citi Prestige card is one that I don’t take lightly. The Citi Prestige card is one of my favorite cards in my wallet today. Access to Priority Pass and Admirals Club lounges, the 4th night free benefit, and the $250 Airline credit all make the card worth carrying. Sadly, Citi is…
My Citi Prestige Fourth Night Free Credit Posted

Just 20 days ago I finally booked my four night stay for an upcoming trip through the Citi Concierge. It was the first time I’ve ever used the Citi Concierge to book an eligible fourth night free stay. Up until this point I haven’t been able to use the benefit due to limited personal travel. Any stays…
Chase Sapphire Preferred vs. Citi ThankYou Premier

Since March Madness is finally upon us I figured it’s a great time to continue with another edition of Credit Card Madness. Today’s match-up features two very competitive credit cards. Both earn valuable rewards points, both come with a $95 annual fee, and both offer lucrative bonus spending categories. Clearly I’m talking about the Chase Sapphire…
4th Night Free From Citi Prestige Booking Experience

One of the most underrated credit card benefits today is the Citi Prestige 4th night free benefit. Effectively when card-holders book a hotel through the Citi Concierge they’ll (eventually) receive a statement credit for the 4th paid night. The best part, as if it wasn’t already good enough, is that this benefit is UNLIMITED. Card-holders can…
Citi ThankYou Preferred vs. Citi Double Cash

In yet another edition of Credit Card Madness I will once again compare two no fee annual credit cards. This time I am focusing on two cards from Citi Bank. Similar to the previous editions of Credit Card Madness, one of these cards is an entry-level points earning credit card and the other is a cash…
Citi AAdvantage Executive Credit Card

In July 2017 I lose Admirals Club access from the Citi Prestige card. I have since decided the best way to regain access is with the Citi AAdvantage Executive credit card. Although the $450 annual fee (without any travel credit) is quite high in today’s premium card market, the cost is still cheaper than paying the…