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Yesterday I published a post about the credit cards in my wallet at the start of 2021 and already that post is dated. It’s dated because after writing that post, another new credit card arrived in the mail. This one though, is quite different than any other card in my wallet. In fact, I doubt…
And just like that, another year is in the books. Hard to believe how much fun and exciting 2020 was. In total, I did about 138 miles walking around my apartment in 2020 and I’ll hopefully do a few more this year! In all seriousness, 2020 was an odd year that completely changed all of…
To end 2020 I sat down and evaluated my credit card accounts. I wanted to make sure that I had the most rewarding cards in my wallet for 2021 based on my 2020 spend. Sure, I’d like to see my travel spending increase again, but I don’t see that happening for a few more moths.…
Whenever someone asks me for a credit card recommendation, I typically start with the American Express Platinum card. I love the Platinum Card because it offers a ton of value for simply paying the annual fee. These benefits include lounge access, hotel status, and access to the Amex Fine Hotels and Resorts program. All of…
Over the past few months I’ve spent quite a bit of time reviewing my spending habits and evaluating the credit cards in my wallet. What I found is that while staying home, my spending habits changed considerably. Furthermore, I discovered that I just wan’t getting much value from a few of my card accounts. Ultimately,…
A few weeks ago I wrote a post about the Chase Freedom Unlimited card. In that post I spent a few paragraphs explaining why I didn’t personally think the Chase Freedom Unlimited card was worth carrying. However, in that post I discussed the situations where I thought the card did make sense to have. Well,…
Since my friends and family know that I love credit cards, I’m routinely asked for recommendations. Sometimes the question is open ended without a card in mind. When this is the case, I’m sincerely sorry for the 1 hour conversation about credit cards that follows. Instead, those smart enough to want to avoid said lectures,…
In October 2018, American Express made some rather drastic changes to its flagship Gold card. With those changes, the Gold card became a real contender in the premium credit card arena. With the re-launch, Amex made changes to help the card compete directly with the Chase Sapphire Reserve card, but at a much lower price.…
As I’ve discussed several times on this blog before, the Chase Freedom is among my favorite credit cards available today. Still, with that being said, it’s not a card I actually use all that often. In fact, in a given year I’ll typically only put a total of $6,000 of spend on the card. The…
For anyone new to personal finance and credit, credit scores can be incredibly confusing. On the surface, FICO credit scores seem like a fairly easy thing to understand. If you have an income and pay your bills, you should have a pretty good credit score. However, it doesn’t exactly work that way. Instead, credit scores…
