Latest Posts

American Express Platinum Benefit: Airport Lounge Access

This has been an amazing year for credit cards. In a time when most loyalty programs are taking away benefits, it seems credit cards only continue to improve. Well, not the Citi Prestige card, but that’s a different story. In all honesty, its overwhelming to look at just how many cards have improved significantly in…
My One Time United Club Passes Actually Arrived

For me the most valuable benefit of the United MileagePlus Explorer card are the two one-time United Club passes card members receive each year. What’s great is the passes are available right as you sign up so you don’t have to wait until a card member anniversary to receive them. A few weeks after opening…
PSA: Use Your 2017 American Express Airline Of Choice Credit

Credit card travel or airline credits are among my favorite credit card benefits. Travel credits are a great way of getting value from a card to help justify paying an annual fee. I especially love travel credits that reset each calendar year. For cards with credits based on a calendar year you could open a…
No Annual Fee Chase Sapphire Benefits

A little over a week ago I downgraded my Chase Sapphire Preferred card. Because my account is less than one year old my only option was to downgrade to the no annual fee Chase Sapphire card. I wanted to convert to the Chase Freedom card, but was unable due to the age of my account.…
My Chase Sapphire Preferred Downgrade Call

For years the Chase Sapphire Preferred has been the ‘best travel rewards card’ on the market. When the card was first introduced in 2011 it helped set the standard for travel rewards credit cards. Every credit card related website praised the card and how great the card’s benefits are. With all that hype it’s no…
Does It Make Sense To Pay Rent With Venmo?

Venmo is one of my favorite apps on my phone today. It makes paying friends or requesting money from friends incredibly simple. I typically use Venmo when paying for meals with friends. I’ll volunteer to pay for the meal (using my Chase Sapphire Reserve card of course) and simply request payment after the fact. This…
Avoid Paying The Chase Sapphire Preferred Annual Fee

One of the most difficult decisions of maintaining multiple credit cards is whether or not to pay a cards annual fee. Some cards, such as the Marriott Rewards Premier card, carry low annual fees which are easy to justify paying for year after year. Others, such as the Luxury Card Gold Card, are much more difficult…
United MileagePlus Explorer Complimentary Club Passes Have Arrived!

Just a little under a month ago I, somewhat randomly, opened the United MileagePlus Explorer card. I didn’t intend on opening that particular card as I don’t frequently fly with United Airlines. Then, as I mentioned previously, I received a targeted offer for 70,000 United MileagePlus miles after spending $3,000 in the first 90 days.…
Keep, Cancel, or Downgrade The Citi Prestige Card

Citi Prestige card holders are in for a rough summer. On July 23, 2017 my once favorite credit card is losing some of the card’s best benefits. For starters, Citi is cutting ties with American Airlines. In July Citi is revoking Admiral’s Club access from the primary card holder. Additionally, Citi is reducing the redemption…
American Express Platinum Delta SkyMiles 70K Offer

A few days ago Delta and American Express introduced the best ever sign-up offer for the Platinum Delta SkyMiles Card. The current, publicly available, sign-up bonus is 70,000 SkyMiles + 10,000 EQM after spending $4,000 in the first 4 months. Additionally, card holders receive a $100 statement credit after making a single Delta purchase in…