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It’s always funny when a friend or colleague learns of my credit card collecting hobby. Just the other day a friend of mine with just one or two credit cards asked how many cards I have. When I replied that I currently have 7 open accounts they seemed confused and frankly concerned. Although 7 credit cards…
For the past few weeks I’ve been considering adding a new card to my wallet. There are many great cards on the market today thanks to increased competition among card issuers. After a ton of comparing various cards I’ve basically narrowed it down to two very different cards. One being the Chase Ink Plus card and…
Similar to most premium credit cards on the market today, the Chase Sapphire Reserve currently offers an annual travel credit which helps offset the annual fee. Chase currently offers $300 in annual travel credits which are automatically applied as statement credits to offset eligible travel transactions. The credits begin the day you first open the…
I’ve had the metal American Express Platinum card for just under a month now and overall I really like the card. I think American Express did a great job redesigning a card that’s changed so little over the years. I rarely use the card in public because I earn more points on other cards in my…
Today the premium credit card space became a little more crowded thanks to the US Bank Altitude Reserve credit card. Rumors of a new premium card from US Bank surfaced just a few weeks ago which US Bank confirmed a week ago. Today the application page went live on US Bank’s website. At face value the…
I’ve always done things a bit differently than others. Starting out in the credit card, miles, and points games was no exception. One of the biggest mistakes I made in college was not opening a credit card. Heck, I wish I opened one even earlier, but you get the idea. I think back to all…
At face value many people out there may take a look at my wallet or see my ever-growing pile of credit cards and think I’m crazy. Don’t get me wrong I am, but there is a method to the madness. Each card in my wallet serves a purpose. If the card no longer serves me…
Just over a week ago I finally decided to downgrade my Citi Prestige card to the Citi ThankYou Premier card. Overall the process of downgrading was straightforward, but I’m still surprised I did not receive a retention offer for the Citi Prestige card. Generally when I call to downgrade or cancel a card the card issuer…
Update 07/17/17: Citi recently announced further improvements to the Citi Prestige card which I discuss here. After July 23, 2017 Citi Prestige card holders can book the 4th night free benefit online, Citi is introducing an increased sign-up bonus, and card holders can redeem ThankYou points for cash. Further new applicants will receive the new…
When American Express first announced a metal Platinum card I wasn’t that excited. Metal credit cards were definitely interesting when first introduced years ago, but so were clear credit cards years and years ago. The form factor of a credit card doesn’t really matter to me. I care more about what the card actually does for…
