Latest Posts

Does Paying A Credit Card Hurt Your Credit Score?

For anyone new to personal finance and credit, credit scores can be incredibly confusing. On the surface, FICO credit scores seem like a fairly easy thing to understand. If you have an income and pay your bills, you should have a pretty good credit score. However, it doesn’t exactly work that way. Instead, credit scores…
Credit Tip: Use Old Forgotten Credit Cards Occasionally

It may or may not surprise anyone that I don’t have a perfect credit score. Unlike many of the other credit card writers (bloggers) out there, I don’t claim to have perfect credit either. In fact, I’m not sure how anyone could maintain a “perfect” credit score when they are opening/closing several cards a year.…
Credit Tip: Quizzle Free Credit Report

Quizzle.com is not a quiz website, that’s sporcle, Quizzle is an online provider of free credit scores and free credit reports. There are various free credit report websites out there, but the Quizzle Free Credit Report is my favorite. Quizzle makes it extremely easy (and free) to check your score online. More importantly this site gives you a complete credit…

It is important to know how to improve your credit score as your credit score could save you thousands when buying a car or purchasing a home. In order to improve your credit score you must understand what factors determine your credit score. If you a just starting out, chances are you only have one or two generic…