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Over the past few months I’ve spent quite a bit of time reviewing my spending habits and evaluating the credit cards in my wallet. What I found is that while staying home, my spending habits changed considerably. Furthermore, I discovered that I just wan’t getting much value from a few of my card accounts. Ultimately,…
A few weeks ago I wrote a post about the Chase Freedom Unlimited card. In that post I spent a few paragraphs explaining why I didn’t personally think the Chase Freedom Unlimited card was worth carrying. However, in that post I discussed the situations where I thought the card did make sense to have. Well,…
Since my friends and family know that I love credit cards, I’m routinely asked for recommendations. Sometimes the question is open ended without a card in mind. When this is the case, I’m sincerely sorry for the 1 hour conversation about credit cards that follows. Instead, those smart enough to want to avoid said lectures,…
As I’ve discussed several times on this blog before, the Chase Freedom is among my favorite credit cards available today. Still, with that being said, it’s not a card I actually use all that often. In fact, in a given year I’ll typically only put a total of $6,000 of spend on the card. The…
While staying at home during the COVID-19 pandemic, many of us are paying for credit card benefits that we aren’t using. These unused benefits include anything from bonus point earning spending, to airport lounge access, and even complimentary elite status. With these card benefits going unused, the decision to pay an annual fee becomes much…
Over the past few months, I’ve seen a complete change in my spending habits. For about the past three years my largest monthly expenses have been airfare, transportation, and dining out. However, with the statewide lockdown due to COVID-19, my spending habits have changed dramatically. With that change, I still want to try to earn…
Just over two weeks ago Chase made some significant changes to the ever popular Chase Sapphire Reserve card. Notably, those changes included an increased annual fee (now $550) and added benefits with Lyft and DoorDash. With these changes the question on everyone’s mind seems to be whether or not they should keep the Chase Sapphire…
It’s hard to believe that the Chase Sapphire Reserve card has been around since September 2016. When Chase first introduced the Sapphire Reserve it was easily the best all-around rewards credit card available. It offered 3X points on travel and dining and came with a massive 100,000 Ultimate Reward point sign-up bonus. For that, the…
Back in late August I received an email from Chase. The email outlined my mid-year rewards summary with the Chase Sapphire Reserve card. Now, the Chase Sapphire Reserve credit card was my “go-to” credit card for a pretty long time. In fact, I used little else from when Chase first released the card in 2016…
I’ve written about the Chase Freedom card several times over the past few years. It’s a card that I’ve carried for just over two years now, but don’t actually use all that often. Because I rarely use the card, I don’t actually get much value from it annually. However, I’ll most likely never close the…